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The World of Financial Independence.

Spend Planning with Holly Morphew

Spend Planning: Bye Bye Budget!

May 7, 2024

Spend Planning Defined Spend Planning is not just a financial strategy; it’s a transformational approach that reshapes how we manage our finances. It goes beyond traditional budgeting by anticipating future expenses and aligning them with our income and long-term financial goals. This method focuses on proactive fund allocation to achieve desired outcomes, distinguishing itself from…

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Tipping Culture

Tipping Culture in America: Has It Gotten Out of Control?

January 26, 2024

Tipping culture is a common practice in America, where customers are expected to give extra money to service workers, such as waiters, bartenders, hairdressers, or taxi drivers, as a way of showing appreciation and gratitude. Tipping culture is also a controversial topic, as it raises many questions and issues about the fairness, efficiency, and morality…

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Buying Time

Buying Time: Trade Today’s Dollars for Tomorrow’s Joy

October 11, 2023

Buying time is a phrase that beckons like a whisper to those weary from the daily grind of a 9-5 job. It’s…

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Lifestyle Inflation

Lifestyle Inflation: More Money, More Problems?

October 3, 2023

Financial success is a journey, not a mere destination. Along this path, many individuals encounter the subtle yet profound challenge of lifestyle…

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UTMA Account vs. Brokerage Account

UTMA Account vs Brokerage Account: Navigating Your Child’s Financial Future

October 3, 2023

Every parent aspires to set the foundation for their child’s prosperous future, and the UTMA account often emerges as a potential cornerstone…

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climbing out of debt and losing weight

How Climbing Out of Debt is Similar to Losing Weight

September 30, 2023

Why Climbing Out of Debt and Losing Weight are Similar If you are struggling with debt or excess weight, you might feel…

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Should I Quit My Job

Should I Quit My Job? How to Decide When It’s Time to Move On

September 29, 2023

Have you pondered the question, should I quit my job? Are you feeling unhappy, unfulfilled, or burned out at your current job?…

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Fire Your Financial Advisor

Fire Your Financial Advisor: 10 Reasons to Take Charge of Your Financial Future

September 25, 2023

In recent years, the call to fire your financial advisor has grown louder, echoing in the corridors of investment circles, especially those…

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Halloween Hacks

Halloween Hacks for a Wallet-Friendly Celebration

September 19, 2023

Halloween, the season of spooks and thrills, is upon us. While the festivities bring joy and excitement, they can sometimes be accompanied…

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Monthly Payments

Monthly Payments Can Keep You Poor!

September 14, 2023

In the modern era of convenience and instant gratification, the allure of “Monthly Payments” schemes seems too good to resist. From gadgets…

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100 Envelope Challenge

100 Envelope Challenge 2024: Unlocking Your Savings Potential One Envelope at a Time

September 7, 2023

The Growing Trend of the 100 Envelope Challenge: In recent years, the 100 Envelope Challenge has captured the imaginations and ignited the…

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