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The World of Financial Independence.

Spend Planning with Holly Morphew

Spend Planning: Bye Bye Budget!

May 7, 2024

Spend Planning Defined Spend Planning is not just a financial strategy; it’s a transformational approach that reshapes how we manage our finances. It goes beyond traditional budgeting by anticipating future expenses and aligning them with our income and long-term financial goals. This method focuses on proactive fund allocation to achieve desired outcomes, distinguishing itself from…

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Tipping Culture

Tipping Culture in America: Has It Gotten Out of Control?

January 26, 2024

Tipping culture is a common practice in America, where customers are expected to give extra money to service workers, such as waiters, bartenders, hairdressers, or taxi drivers, as a way of showing appreciation and gratitude. Tipping culture is also a controversial topic, as it raises many questions and issues about the fairness, efficiency, and morality…

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Investing Early

Investing Early: Don’t Miss Out on a Secure Financial Future

June 28, 2023

Investing early can be a game-changer when it comes to securing your financial future. Not only does it offer advantages for retirement…

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Unclaimed Money for Texas

Unclaimed Money for Texas: How to Claim Your Lost Funds

June 27, 2023

Are you a resident of Texas? Have you ever wondered if you have any unclaimed money waiting for you? Well, you’re in…

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Get Rich in the Stock Market

Get Rich in the Stock Market

June 27, 2023

“Get rich in the stock market” is a phrase that you often hear in financial circles, and for good reason. The stock…

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Hidden Costs of Owning a Tesla

20 Hidden Costs of Owning a Tesla

June 23, 2023

When it comes to the futuristic allure of these high-tech electric vehicles, often masked, or at least not fully understood prior to…

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Does Renters Insurance Cover Theft?

Does Renters Insurance Cover Theft?

June 22, 2023

Living as a tenant in an unpredictable universe, safeguarding your personal belongings becomes paramount. You need protection as sturdy as the roof…

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Free Father's Day Gifts

Free Father’s Day Gifts: Invaluable Treasures

June 17, 2023

Showing appreciation can mean even more with free Father’s Day gifts. Every year, we mark our calendars for a special day dedicated…

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Do Not Pay For Your Child’s College Education

Do Not Pay for Your Child’s College Education! Do This Instead

June 16, 2023

Do not pay for your child’s college education without considering the alternatives. While it may initially seem like a noble gesture, there…

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What Are Good Debt To Income Ratios

What Are Good Debt to Income Ratios?

June 15, 2023

Have you ever wondered what are good debt to income ratios and what are bad debt to income ratios? We’ll get into…

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Cash Flow Generating Assets

Cash Flow Generating Assets: Steady Income to Build Wealth

June 14, 2023

Welcome to an exploration of cash flow generating assets—an investment avenue that has the potential to provide you with regular income. And…

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