fiosphere logo


The World of Financial Independence.

Spend Planning with Holly Morphew

Spend Planning: Bye Bye Budget!

May 7, 2024

Spend Planning Defined Spend Planning is not just a financial strategy; it’s a transformational approach that reshapes how we manage our finances. It goes beyond traditional budgeting by anticipating future expenses and aligning them with our income and long-term financial goals. This method focuses on proactive fund allocation to achieve desired outcomes, distinguishing itself from…

Continue Reading
Tipping Culture

Tipping Culture in America: Has It Gotten Out of Control?

January 26, 2024

Tipping culture is a common practice in America, where customers are expected to give extra money to service workers, such as waiters, bartenders, hairdressers, or taxi drivers, as a way of showing appreciation and gratitude. Tipping culture is also a controversial topic, as it raises many questions and issues about the fairness, efficiency, and morality…

Continue Reading
2022 Remote Work Guide - How to Choose Your Next Host City by Gary Grewal - Fiology

Remote Work Guide 2022: How to Choose Your Next Host City

November 23, 2021

By now, you have likely heard the term “The Great Resignation” being tossed out in conversations and headlines. Millions of workers have…

Continue Reading
The Delay of Gratification - Reward and Regret by Amberly Grant - Fiology

The Delay of Gratification: Reward and Regret

May 17, 2021

The delay of gratification is essential to success. But what happens if we delay gratification for too long or too often? You’ve…

Continue Reading

5 Money Lessons Young Adults Need To Know

May 15, 2021

Money lessons for young adults are far too often learned after we are no longer young – when poor decisions have us…

Continue Reading
Kill the Chaos! 10 Ways to Simplify Your Home - Carol and Nick Keesey - Fiology

Kill the Chaos! 10 Ways To Simplify Your Home

May 9, 2021

Home organizing experts, Nick and Carol Keesey, know what works to simplify your home. It’s time to simplify your home and create…

Continue Reading
5 Ways Your Growth Mindset Makes You Money - Lisa Duke - Fiology

5 Ways Your Growth Mindset Makes You Money

May 5, 2021

Your mindset can be characterized as a growth mindset or a fixed mindset.  If you are currently in debt and wondering how…

Continue Reading
Tips To Save Money and Boost Your Net Worth - Fiology

30 Tips to Save Money and Boost Your Net Worth $300k!

April 15, 2021

These 30 tips to save money can earn you $343,758.16 and an income of $13,750.33 a year! With these 30 tips to…

Continue Reading
National Find a Rainbow Day - Fiology

Find a Rainbow Day! Observing Optimism and Beauty

April 2, 2021

Saturday, April 3rd is National Find A Rainbow Day. While I think the national day was establised to encourage people to literally…

Continue Reading
Searching for Financial Peace. Look Here First! - Fiology

Searching for Financial Peace? Look Here First!

April 1, 2021

Financial Peace University (FPU) vs. Fiology. I completed Financial Peace University in 2015 and the Financial Coach Master Training program through Ramsey…

Continue Reading
People contemplating their next job hoping for high paying jobs without a degree

The Best High Paying Jobs Without a Degree

March 31, 2021

High paying jobs without a degree exist! Don’t assume you can’t compete for high paying jobs without a degree. If you have…

Continue Reading