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The World of Financial Independence.

Spend Planning with Holly Morphew

Spend Planning: Bye Bye Budget!

May 7, 2024

Spend Planning Defined Spend Planning is not just a financial strategy; it’s a transformational approach that reshapes how we manage our finances. It goes beyond traditional budgeting by anticipating future expenses and aligning them with our income and long-term financial goals. This method focuses on proactive fund allocation to achieve desired outcomes, distinguishing itself from…

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Tipping Culture

Tipping Culture in America: Has It Gotten Out of Control?

January 26, 2024

Tipping culture is a common practice in America, where customers are expected to give extra money to service workers, such as waiters, bartenders, hairdressers, or taxi drivers, as a way of showing appreciation and gratitude. Tipping culture is also a controversial topic, as it raises many questions and issues about the fairness, efficiency, and morality…

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what is the best time of year to buy a car

What Is the Best Time of Year to Buy a Car?

December 7, 2023

If you are planning to buy a new car, you might be wondering what is the best time of year to do…

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Leasing a car or buying a car which is better

Leasing a Car or Buying a Car: Which is Better?

December 6, 2023

If you are in the market for a new vehicle, you may be wondering whether leasing a car or buying a car…

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Deflation Meaning in Economics

Deflation Meaning in Economics: What you Need to Know!

December 6, 2023

Deflation meaning in economics describes a situation where the prices of goods and services in an economy are falling. This means that…

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Doom Spending

Doom Spending: When Your Wallet Predicts the Apocalypse!

December 5, 2023

Financial independence is a state where you have enough money to live the life you want without having to work for income,…

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Charlie Munger Quotes on Success

Charlie Munger Quotes on Success for Life and Investing

December 4, 2023

The world of business and investing witnessed the end of an era with the passing of Charlie Munger on November 28, 2023,…

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Emergency Fund

How to Build an Emergency Fund in 2024

November 11, 2023

Do I need an emergency fund? An emergency fund is your financial guardrail on the road to financial independence. It’s designed to…

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What Happens When The Housing Market Crashes

What Happens When the Housing Market Crashes?

November 10, 2023

Navigating Your Home-Buying Decision: Now or 2024? Deciding whether to buy a home now or wait until 2024 is a significant crossroad…

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Thanksgiving on a Budget

Thanksgiving on a Budget: Your Guide to Bountiful Savings

November 9, 2023

Navigating financial goals during the holidays can be a delicate balance. Yet, Thanksgiving on a budget is attainable and fulfilling. It’s about…

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Questions to Ask Financial Advisors

Questions to Ask Financial Advisors for Masterful Money Matchmaking

November 8, 2023

Navigating the path to financial independence can often feel like a complex maze with numerous paths and directions. The guidance of a…

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