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The World of Financial Independence.

Spend Planning with Holly Morphew

Spend Planning: Bye Bye Budget!

May 7, 2024

Spend Planning Defined Spend Planning is not just a financial strategy; it’s a transformational approach that reshapes how we manage our finances. It goes beyond traditional budgeting by anticipating future expenses and aligning them with our income and long-term financial goals. This method focuses on proactive fund allocation to achieve desired outcomes, distinguishing itself from…

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Tipping Culture

Tipping Culture in America: Has It Gotten Out of Control?

January 26, 2024

Tipping culture is a common practice in America, where customers are expected to give extra money to service workers, such as waiters, bartenders, hairdressers, or taxi drivers, as a way of showing appreciation and gratitude. Tipping culture is also a controversial topic, as it raises many questions and issues about the fairness, efficiency, and morality…

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Economic Recession Indicators

Economic Recession Indicators: Heed the Warning Signs

November 7, 2023

Economic recession indicators serve as navigational tools, helping us steer through the murky waters of economic downturns. In the quest for financial…

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Ethos Pathos Lagos

Ethos, Pathos, and Lagos: Master the Art of Ad Analysis for Smart Spending

November 6, 2023

Understanding the roles of ethos, pathos, and lagos in advertising is like having a map in a maze, guiding you to make…

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Efficient Market Hypothesis EMH

Efficient Market Hypothesis (EMH): What is It and Why Does It Matter?

November 2, 2023

What is Efficient Market Hypothesis (EMH)? The efficient market hypothesis (EMH) is a theory in financial economics that states that the prices…

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VTSAX and Chill

VTSAX and Chill: A Simple Strategy for Investing Success

November 1, 2023

If you are looking for a simple, low-cost, and diversified investing strategy that can help you achieve financial independence, you may have…

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How to Buy I Bonds

How to Buy I Bonds: A Guide to Inflation-Protected Savings Bonds

October 31, 2023

If you are looking for a way to save your money and protect it from the inflation Americans are experiencing, you may…

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Is Financial Independence Worth It

Is Financial Independence Worth it? Beyond the Dollar Signs

October 31, 2023

Is Financial Independence Worth It? This is a question that resonates deeply with many individuals longing for a life of freedom and…

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Coast FIRE

9 Different Types of Financial Independence Retire Early (FIRE)

October 30, 2023

Different Types of Financial Independence Retire Early (FIRE) offer a spectrum of choices to align your financial voyage with your lifestyle aspirations.…

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Best Gas For Your Car

Best Gas for Your Car Without Breaking the Bank or Your Engine

October 20, 2023

If you are trying to achieve financial independence, you may be looking for ways to save money on your transportation costs. Transportation…

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Financial Literacy for Young Adults

Financial Literacy for Young Adults: Master Money in Your Twenties!

October 18, 2023

Embark on a journey of financial enlightenment with our guide on financial literacy for young adults. Discover 20 essential money topics to…

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