Posts by David Baughier

Do not pay for your child’s college education without considering the alternatives. While it may initially seem like a noble gesture, there are compelling reasons to reconsider. By encouraging your child to take financial responsibility for their own education, you empower them to develop crucial life skills, make informed decisions, and foster their independence. In…

Have you ever wondered what are good debt to income ratios and what are bad debt to income ratios? We’ll get into what debt ratios are, how they are calculated, what this number means for your financial well-being and what you can do to improve your debt to income ratio if you determine you have…

Welcome to an exploration of cash flow generating assets—an investment avenue that has the potential to provide you with regular income. And if you are on track to achieve financial independence before traditional retirement age, you’ll be interested in balancing how much of your net worth is going to be used to cover your living…

Unleashing the Path to Financial Freedom You found this article by typing “free money course” or something close to it into a search bar. And now that you are here, you’ll learn about one of the truly free and most expansive programs available to help you reach financial independence. If you want to just go…

Welcome to our comprehensive exploration of Meme Stocks, a social media-driven investing phenomenon. This article describes their origins, impacts, notable examples, investment strategies, and potential future in the financial market. We underscore that while Meme Stocks present opportunities for short-term gains, they come with substantial risks. Importantly, this article does not advocate for Meme Stocks…

When considering the choice between renting or owning a home, it’s essential to recognize the multitude of homeownership advantages. This pivotal decision carries substantial weight, as it can profoundly influence your financial future. Determining whether renting or buying a house is best for achieving financial independence is subjective. Online articles, including this one, cannot fully…

Renting Advantages: When it comes to finding a place to call home, the decision between renting and buying carries immense significance. While purchasing a home has been traditionally regarded as the path to homeownership, it is essential not to overlook the numerous advantages that renting offers. And if you’re curious as to which side of…

Financial abuse is a silent issue that lurks in the shadows of relationships, homes, and courtrooms, often unnoticed and unaddressed. We’ve all heard the term, but do we truly understand its impact? With staggering statistics this article aims to shed light on the complex nature of financial abuse, the extent of its reach, and most…

Lending money to family and friends is a common practice rooted in care and support. It is a way to help our loved ones in times of need and foster stronger bonds. However, it is crucial to recognize that there are potential risks involved in these financial dealings.  And if you are well-traveled on your…

In the realm of financial growth, recognizing and navigating the labyrinth of common investing mistakes can prove to be a decisive factor between success and setback. We are all drawn to the world of investment with the enticing promise of economic opportunities, wealth multiplication, and the coveted dream of financial freedom. It’s a vast and…