Posts by David Baughier

Do I Tithe When in Debt? The practice of tithing, a central tenet of many faiths, often presents a dilemma when entwined with financial challenges. Specifically, many people find themselves asking, “do I tithe when in debt?” This complex question prompts us to delve deeper into the intersection of spirituality and financial responsibility. In this…

Headlines alluding to his retirement got me thinking about Johnny Depp’s net worth, and possibly even more importantly, what his net worth could have been or may be in the future had he invested according to financial independence principles. I will get into what Johnny Depp’s net worth might be in the future near the…

The journey to financial independence can seem daunting and complex. Many people wonder, “How do I become financially independent?” and “What is true financial independence?” This article aims to provide a comprehensive guide to achieving your financial independence goals. We will explore the concept of financial independence, discuss its benefits, and provide practical steps for…

Financial Literacy in High Schools is a topic of growing importance in our increasingly complex financial world. As young adults step into a life of financial independence, their ability to make informed decisions about savings, investments, loans, and more becomes critical. Despite this, the incorporation of financial literacy into school curriculums is often insufficient or…

Why don’t Americans talk about money? Today, we’re delving deep into an issue often skirted around in social and even familial discussions – money. That’s right, the lifeblood of our daily existence, the essential resource we work for, and yet, paradoxically, a topic largely absent from our conversations. Brace yourself, for we’re about to embark…

Here, we rank the top 10 best financial independence blogs that you should dive into this year to stay ahead in your quest for financial freedom. The road to financial independence can often feel like a lonely one. But rest assured, the internet is overflowing with resources that can accompany you on this journey. Here…

Financial freedom vs financial independence. They sound like the same thing. But they aren’t and understanding the difference will help clarify what you read in money articles as well as how to think about your own financial journey. The terms “financial freedom” and “financial independence” are often used interchangeably, but they have distinct meanings and…

Currently, in the beginning of March, stock market losses in the S&P 500 Index are around 10% since beginning 2022 near all-time highs. We’re in the midst (some would say near the end) of the one of the longest U.S. bull markets in history. Losses have been minimal. But at some point, the market will…

Why should you consider financial coaching? According to the National Society of CPAs, 77% of Americans are experiencing financial worry. If you feel that you are a part of that 77%, then it is time to do something about it. The fact is, managing one’s finances is a complex and time-consuming undertaking. That’s why it…

In the past few years, there has been increased awareness about mental health issues. This leads to more and more people to realize that they may have underlying and unresolved problems that they need to address in order to lead better lives. Most of the time, mental health can also have a serious impact on…