Posts by David Baughier

Most in the Financial Independence Community located in the US are well-versed on where to invest and in what types of retirement accounts. However, there is a growing number of FI enthusiasts overseas. In my basic Google research, I was unable to find much information catered to the UK retail investor that resembled what we…

By now, you have likely heard the term “The Great Resignation” being tossed out in conversations and headlines. Millions of workers have quit their jobs and have opted for a remote work lifestyle. While there is no shortage of opinions, as well as conflicting statistics as to why this is, many workers have cited one…

The delay of gratification is essential to success. But what happens if we delay gratification for too long or too often? You’ve heard of the Stanford Marshmallow Experiment. Put a marshmallow in front of a child and tell them that they will get two if they don’t eat it for 15 minutes. Some eat it.…

Money lessons for young adults are far too often learned after we are no longer young – when poor decisions have us digging out of a financial hole later in life. While it does seem like younger generations are more interested in financial intelligence than previous ones, there is still a lack of financial education…

Home organizing experts, Nick and Carol Keesey, know what works to simplify your home. It’s time to simplify your home and create a home that works for you, not against you. When your home is organized and easy to maintain, you’ll find there’s much more to experience in life than picking up around the house.…

Your mindset can be characterized as a growth mindset or a fixed mindset.  If you are currently in debt and wondering how you’ll ever be able to retire,much less achieve financial independence and retire early (FIRE), there’s good news. A growth mindset can help the dream of quitting your job and living life on your…

These 30 tips to save money can earn you $343,758.16 and an income of $13,750.33 a year! With these 30 tips to save money, you’ll spend less money and be able to put more of your hard-earned money to work supporting the things you value in life. You can strengthen an emergency fund, set money…

Saturday, April 3rd is National Find A Rainbow Day. While I think the national day was establised to encourage people to literally go outside and look for a rainbow, I take it as a reminder to look for optimism, hope, and beauty every single day. I’m typing this article from a desk, on the island…

Financial Peace University (FPU) vs. Fiology. I completed Financial Peace University in 2015 and the Financial Coach Master Training program through Ramsey Solutions in 2021. My name is Mary-Ellen Fimbel and I am a financial coach. Lessons learned from Dave Ramsey and lessons learned from the Financial Independence Retire Early (FIRE) movement shaped my personal…

High paying jobs without a degree exist! Don’t assume you can’t compete for high paying jobs without a degree. If you have a college degree, don’t assume your college degree guarantees a high paying job. There are many people with degrees. A large number of those people also have an enormous amount of student loan…