All You Need To Know for Financial Independence (FI)

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Fiology Lesson 50: The Dynamic Journey


Fiology thanks Miss Mazuma for shaping this lesson.  

As we’ve discovered by now, even within the FI community, there is a spectrum of people with varying styles and habits that range from extreme frugality, content to live on $25K a year or less, to what some may consider lavish, deciding that living on more than $100K a year is what brings them happiness. Personalities, beliefs, circumstances, wants, and many other factors shape our own unique paths. It is the non-mathematical factors that make things a little more complex. The great part about Financial Independence is that while money is an important aspect, it becomes only a tool that we use to support the pursuit of happiness, forever, should we choose.

Our own journeys are unique to us as individuals. Tony Robbins is known for saying “Progress equals Happiness.” If this is truly the case, then there is much to be happy about if you’ve progressed, no matter how slow or quickly, towards Financial Independence.  

This lesson differs from the ones prior by demonstrating that life happens along the way. It isn’t always about the numbers, and that you will have passions other than racing to the number. And that is just fine, that’s life on the way to living the FI life. You will find more references in this lesson because I wanted to share a variety of perspectives. Enjoy the journey!        

Listen:  045 | JD Roth | Get Rich Slowly | Breaking News | Full Circle  by Brad Barrett and Jonathan Mendonsa of

Read:  Lifestyles in military retirement: Empty nester  by Doug Nordman of

Read:  Are We Stuck in the Accumulation Phase?  by Doc G of

Read:  Nine Tax Friendly Countries We Have Explored  by Jeremy of

Take Action: Think about the increase in knowledge and confidence you’ve developed in shaping your perspective and skills supporting your Financial Independence journey.  Focus on your progress and accomplishments. Recognize that lessons were learned during the stumbles or most challenging times and that these lessons will serve you and your family’s future well.

Additional Resources:


Read:  Some Hidden Challenges of Debt Freedom and Financial Independence  by Trent Hamm of

Read:  My Path to Financial Independence  by Physician on Fire of

Read:  Adventure is Out There!  by Michael of

Quote: “If you are always trying to be normal, you will never know how amazing you can be.” – Maya Angelou is an educational resource designed to teach Financial Independence (FI). We scoured the internet to find content from the best and brightest of the FI community and created lessons covering the critical concepts.

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